Carpe Match helps you accomplish this in less than 60 seconds, by using our new technology platform to match you with the best loan for your specific financial profile.
And remember, loans for lowering debt payments are not just bad credit loans as many people might relate them to be – but rather are personal unsecured loans to help all credit types consolidate debt and simplify their financial situation.
In general, debt consolidation loans can reduce the amount of interest you pay each month, reduce the number of creditors you have to deal with, and shorten the amount of time it will take to pay off your debts as long as you qualify and keep with the program terms.
If you’re struggling to pay high interest rates on a lot of unsecured debt, consolidation may seem like an attractive solution.
"The market has changed and consumers need to be aware of that," says Brad Stroh, managing partner of Bills.com, a website that helps consumers manage and pay their monthly bills.
"It's harder than ever to get a refinance loan or a HELOC loan due to the credit crunch." Stroh's advice: "Think strategically.
HELOCs had been a popular method to consolidate credit card debt prior to mid-2007.You may even soften your life by gaining a loan and payment that has lower rates or new terms, which could shrink your monthly payments. By the time you know it, you can owe money to numerous diverse businesses and can hardly recall when to pay each bill.As America endures through a tough economic weather, it's significant to get a grip on your funds and evade a devastating debt load.Debt consolidation is a means of debt refinancing that involves taking out a new loan to pay off other loans and credit card debt.People traditionally use personal loans, low-interest balance transfer credit cards, and debt management plans for debt consolidation.